Terms of Service

1. Acceptance of Terms

By accessing or using CFO Charm ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

CFO Charm provides financial insights, tools reviews, and educational content for finance professionals. The Service includes:

• Educational articles and insights about financial technology
• Reviews and comparisons of financial tools and software
• Future: Newsletter subscription services
• Future: Interactive tools directory

3. User Conduct

You agree not to:

• Use the Service for any unlawful purpose or in violation of any regulations
• Attempt to gain unauthorized access to any portion of the Service
• Interfere with or disrupt the Service or servers connected to the Service
• Transmit any viruses, worms, or malicious code
• Scrape, harvest, or collect information from the Service without permission
• Impersonate any person or entity

4. Intellectual Property

All content on CFO Charm, including text, graphics, logos, and software, is the property of CFO Charm or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

5. Content Disclaimer

The information provided on CFO Charm is for educational and informational purposes only. It should not be considered as professional financial, legal, or tax advice. Always consult with qualified professionals before making financial decisions.

6. Third-Party Links and Services

Our Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party sites. Your use of third-party services is at your own risk.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CFO CHARM SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE.

8. Warranty Disclaimer

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.

9. Indemnification

You agree to indemnify and hold harmless CFO Charm and its affiliates from any claims, losses, damages, liabilities, and expenses arising from your use of the Service or violation of these Terms.

10. Termination

We reserve the right to terminate or suspend your access to the Service at any time, with or without cause or notice. Upon termination, your right to use the Service will immediately cease.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts of competent jurisdiction.

12. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Service constitutes acceptance of the modified Terms.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Information

For questions about these Terms, please contact us at legal@cfocharm.com